As a building and repair company, we receive a lot of enquiries from people who need work doing to their homes as part of an insurance claim. It could be that a pipe has burst in their kitchen and caused water damage. They often come to us if they are struggling with finding trusted builders in Derby.
Or that a wall needs repairing after being hit by a car. But regardless of the circumstances, our customers often ask us whether they need to use the contractor recommended by their insurance company or if can they use a trusted builder in Derby instead.
Here we discuss the benefits of choosing your own building company to carry out repair work as part of an insurance claim and how ASK Building and Repairs can help you.
You are in control of the trader you have in your home
As the policyholder, you are entitled to choose who carries out the work if you have repairs done to your property as part of an insurance claim. It’s quite likely that your insurance company will try and persuade you to choose a contractor they recommend because they have been offered a discounted rate for the work they receive.
But this can often lead to contractors cutting corners because they need to complete more jobs to cover the cheaper rate they charge. You are very much in control of the builders you have in your home, so whether you’re happy to go with the insurance company’s recommendation, or you want to choose a trader that you know and trust, the choice is entirely yours.
What are the advantages of choosing your own trusted builder if you need insurance work doing?
We regard ourselves as being trusted builders in Derby and understand the importance of feeling comfortable with the people who are working in and around your home. If you choose your own contractor to carry out our repairs as part of an insurance claim, you will have more control over the situation.
Finding trusted builders in derby
You may well know a builder who has completed work on your home before who you like and wants to use again because of their attention to detail. It could also be argued that the insurance company choose their contractors based on cost as opposed to reputation, which doesn’t always bode well, particularly if some of the work will be unsupervised.
Dealing with an incident involving property repairs is stressful enough, so selecting a builder you’re familiar with and who is local to you can make the situation much easier.
ASK Building and Repairs can help if your insurance company are dragging their feet
The truth is that even if you’ve been paying into a policy for years, insurance companies will try and find a loophole if they can. ASK Building & Repairs has plenty of experience in completing work as part of home insurance claims and are happy to advise where we can.
All too often, clever wording is used to try and sway the property owner into making a decision they’re not happy with, so speaking to us can give peace of mind, especially if the insurance company aren’t accommodating your needs.
ASK Building and Repairs can also liaise with the insurance company on your behalf to cut down on admin tasks and help to free up your time. We make the process of finding trusted builders in derby so much easier.
Finding your trusted local builders today – ASK Building & Repairs
If you’d like to speak to Guy about any property repair work you need doing as part of an insurance claim, you can call him on 07773 019 410 or send an email to info@askbuildingandrepairs.com.